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Discussion Starter · #1 ·
The credit crunch, having knocked around the American home, is now rolling into the garage.

When Michael Staggs, 36 years old, of Spring Hill, Fla., set out to buy a 2006 Dodge Dakota truck last month, he was looking for an auto loan with an interest rate below 10% and monthly payments between $250 and $300. But Mr. Staggs, an engineer for a telecom company who says his credit isn't bad, but not great, didn't get the terms he was banking on. He put down $1,500, and his $14,000, 72-month loan came with $298 monthly payments and a 13.5% rate. "That's a lot higher than I wanted," he says.

LINK:Lenders Ease The Throttle On Car Loans -
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